Recent changes to the state’s Florida’s no-fault law, which took effect on January 1, 2013, were designed to combat PIP fraud by making it much more difficult for Florida accident victims to collect PIP benefits.
• Long form traffic report required. Law enforcement is now required to complete a long form report if anyone experiences pain or discomfort at the scene of an accident. If you are not listed in the report, you are presumed not to have been injured in the accident and are not entitled to benefits.
• 14-day limit for seeking initial services or care. An accident victim must seek out initial medical treatment from a hospital, urgent care facility, medical doctor, osteopathic physician, chiropractor or dentist within 14 days of the accident.
• Treatment for medical emergencies. To receive the maximum $10,000 under PIP, you must have a diagnosis of an emergency medical condition by a physician, osteopath, dentist, advanced registered nurse practitioner or supervised physician’s assistant.
• Non-emergency treatment. Absent an emergency medical condition diagnosis, the maximum benefit available is $2,500. Furthermore, to receive medical services, you must have a referral from an MD, DO, chiropractor or dentist. You may seek treatment with any medical care provider you choose. However, massage therapists and acupuncturists are no longer included for PIP benefits.
If you are ever involved in a motor vehicle crash and are injured, Boca Regional Urgent Care is open 7 days a week, from 9am-9pm, to serve your needs. You will be seen by a doctor who specializes in caring for crash victims. State of the art digital x-ray is performed on site. Protect your rights and get seen at Boca Regional Urgent Care.